/* ============================================
   SECUFER - Homepage Sections
   ============================================ */

/* ========== HERO ========== */
.hp-hero {
    position: relative;
    background: linear-gradient(135deg, var(--sf-blue-dark) 0%, var(--sf-blue) 50%, #1a4a7a 100%);
    padding: 80px 0 60px;
    overflow: hidden;
    color: var(--sf-white);
}
.hp-hero-bg {
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1440 320"><path fill="rgba(255,255,255,0.03)" d="M0,160L80,170.7C160,181,320,203,480,186.7C640,171,800,117,960,112C1120,107,1280,149,1360,170.7L1440,192L1440,320L1360,320C1280,320,1120,320,960,320C800,320,640,320,480,320C320,320,160,320,80,320L0,320Z"></path></svg>') no-repeat bottom center;
    background-size: cover;
    opacity: .5;
}
.hp-hero-inner {
    display: grid;
    grid-template-columns: 1.1fr .9fr;
    gap: 48px;
    align-items: center;
    position: relative;
    z-index: 1;
}
.hp-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(247,148,29,.2);
    color: var(--sf-orange);
    padding: 6px 16px;
    border-radius: 24px;
    font-size: 13px;
    font-weight: 700;
    margin-bottom: 20px;
}
.hp-hero h1 {
    font-family: var(--sf-font);
    font-size: 40px;
    font-weight: 800;
    line-height: 1.2;
    margin: 0 0 20px;
    color: var(--sf-white);
}
.hp-hero .executive-summary {
    background: rgba(255,255,255,.08);
    border-left: 4px solid var(--sf-orange);
    padding: 16px 20px;
    border-radius: 0 var(--sf-radius) var(--sf-radius) 0;
    margin-bottom: 28px;
}
.hp-hero .executive-summary p {
    margin: 0;
    font-size: 15px;
    line-height: 1.7;
    color: rgba(255,255,255,.85);
}
.hp-hero .executive-summary strong {
    color: var(--sf-orange);
}
.hp-hero-cta {
    display: flex;
    gap: 12px;
    margin-bottom: 24px;
    flex-wrap: wrap;
}
.hp-hero-trust {
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
    font-size: 13px;
    color: rgba(255,255,255,.7);
}
.hp-hero-trust span {
    display: flex;
    align-items: center;
    gap: 6px;
}
.hp-hero-trust i {
    color: #22c55e;
    font-size: 14px;
}
.hp-hero-visual {
    display: flex;
    justify-content: center;
}
.hp-hero-img {
    width: 100%;
    max-width: 500px;
    border-radius: var(--sf-radius-lg);
    box-shadow: 0 20px 60px rgba(0,0,0,.3);
    object-fit: cover;
    aspect-ratio: 4/3;
}

/* ========== STATS BAR ========== */
.hp-stats {
    background: var(--sf-white);
    padding: 0;
    position: relative;
    z-index: 2;
    margin-top: -30px;
}
.hp-stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    background: var(--sf-white);
    border-radius: var(--sf-radius-lg);
    box-shadow: var(--sf-shadow-lg);
    overflow: hidden;
}
.hp-stat {
    text-align: center;
    padding: 28px 16px;
    border-right: 1px solid var(--sf-gray-200);
}
.hp-stat:last-child { border-right: none; }
.hp-stat-number {
    display: block;
    font-family: var(--sf-font);
    font-size: 32px;
    font-weight: 800;
    color: var(--sf-orange);
    line-height: 1.2;
}
.hp-stat-label {
    display: block;
    font-size: 14px;
    color: var(--sf-gray-600);
    margin-top: 4px;
    font-weight: 500;
}

/* ========== COMMON SECTION ========== */
.hp-section {
    padding: 72px 0;
}
.hp-section:nth-child(even) {
    background: var(--sf-gray-50);
}
.hp-section h2 {
    font-family: var(--sf-font);
    font-size: 30px;
    font-weight: 800;
    color: var(--sf-blue);
    margin: 0 0 16px;
    line-height: 1.3;
}
.hp-section h3 {
    font-family: var(--sf-font);
    font-size: 20px;
    font-weight: 700;
    color: var(--sf-blue);
    margin: 0 0 12px;
}
.hp-section p {
    font-size: 15.5px;
    line-height: 1.75;
    color: var(--sf-gray-600);
    margin: 0 0 16px;
}
.hp-section ul {
    padding-left: 0;
    list-style: none;
    margin: 0 0 16px;
}
.hp-section ul li {
    position: relative;
    padding-left: 24px;
    margin-bottom: 10px;
    font-size: 15px;
    line-height: 1.6;
    color: var(--sf-gray-600);
}
.hp-section ul li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 8px;
    width: 10px;
    height: 10px;
    background: var(--sf-orange);
    border-radius: 50%;
    opacity: .7;
}

/* Two columns */
.hp-two-cols {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    margin-top: 32px;
}

/* ========== FORMAT CARDS ========== */
.hp-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 32px;
}
.hp-card {
    background: var(--sf-white);
    border-radius: var(--sf-radius-lg);
    padding: 32px 28px;
    box-shadow: var(--sf-shadow);
    border: 2px solid var(--sf-gray-200);
    transition: var(--sf-transition);
    position: relative;
    display: flex;
    flex-direction: column;
}
.hp-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--sf-shadow-lg);
    border-color: var(--sf-orange);
}
.hp-card-highlight {
    border-color: var(--sf-orange);
    box-shadow: var(--sf-shadow-lg);
}
.hp-card-badge {
    position: absolute;
    top: -12px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--sf-orange);
    color: var(--sf-white);
    padding: 4px 16px;
    border-radius: 20px;
    font-size: 12px;
    font-weight: 700;
    white-space: nowrap;
}
.hp-card-icon {
    width: 56px;
    height: 56px;
    background: var(--sf-orange-light);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}
.hp-card-icon i {
    font-size: 24px;
    color: var(--sf-orange);
}
.hp-card h3 {
    font-family: var(--sf-font);
    font-size: 22px;
    font-weight: 800;
    color: var(--sf-blue);
    margin: 0 0 6px;
}
.hp-card-tagline {
    font-size: 14px;
    color: var(--sf-orange);
    font-weight: 600;
    margin: 0 0 16px !important;
}
.hp-card ul {
    flex: 1;
    margin-bottom: 24px !important;
}
.hp-card .sf-btn {
    margin-top: auto;
}

/* ========== FINANCE SECTION ========== */
.hp-finance-inner {
    display: grid;
    grid-template-columns: 1fr 360px;
    gap: 40px;
    align-items: start;
}
.hp-opco-list {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 20px;
}
.hp-opco-tag {
    background: var(--sf-orange-light);
    color: var(--sf-orange-hover);
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 13px;
    font-weight: 600;
}
.hp-cta-card {
    background: var(--sf-blue);
    color: var(--sf-white);
    padding: 32px;
    border-radius: var(--sf-radius-lg);
    text-align: center;
    box-shadow: var(--sf-shadow-lg);
}
.hp-cta-card i {
    font-size: 32px;
    color: var(--sf-orange);
    margin-bottom: 12px;
}
.hp-cta-card h3 {
    color: var(--sf-white);
    font-size: 20px;
    margin: 0 0 8px;
}
.hp-cta-card p {
    color: rgba(255,255,255,.7);
    font-size: 14px;
    margin: 0 0 20px;
}

/* ========== WHY US ========== */
.hp-why-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 32px;
}
.hp-why-item {
    text-align: center;
    padding: 32px 20px;
    background: var(--sf-white);
    border-radius: var(--sf-radius-lg);
    box-shadow: var(--sf-shadow);
    transition: var(--sf-transition);
}
.hp-why-item:hover {
    transform: translateY(-4px);
    box-shadow: var(--sf-shadow-lg);
}
.hp-why-icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(135deg, var(--sf-blue) 0%, var(--sf-blue-dark) 100%);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
}
.hp-why-icon i {
    font-size: 26px;
    color: var(--sf-orange);
}
.hp-why-item h3 {
    font-size: 17px;
    margin-bottom: 8px;
}
.hp-why-item p {
    font-size: 14px;
    margin: 0;
}

/* ========== TESTIMONIALS ========== */
.hp-testimonials {
    background: linear-gradient(135deg, var(--sf-blue-deeper) 0%, var(--sf-blue-dark) 100%) !important;
    color: var(--sf-white);
}
.hp-testimonials h2 { color: var(--sf-white); }
.hp-test-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 32px;
}
.hp-test-card {
    background: rgba(255,255,255,.06);
    border: 1px solid rgba(255,255,255,.1);
    border-radius: var(--sf-radius-lg);
    padding: 28px;
    transition: var(--sf-transition);
}
.hp-test-card:hover {
    background: rgba(255,255,255,.1);
    transform: translateY(-3px);
}
.hp-test-stars {
    margin-bottom: 16px;
    color: #FBBF24;
    font-size: 16px;
    display: flex;
    gap: 2px;
}
.hp-test-card blockquote {
    margin: 0 0 20px;
    font-size: 15px;
    line-height: 1.7;
    color: rgba(255,255,255,.8);
    font-style: italic;
}
.hp-test-author strong {
    display: block;
    color: var(--sf-white);
    font-size: 15px;
}
.hp-test-author span {
    font-size: 13px;
    color: var(--sf-orange);
}

/* ========== FAQ ========== */
.hp-faq-list {
    max-width: 800px;
    margin: 32px auto 0;
}
.hp-faq-item {
    background: var(--sf-white);
    border: 1px solid var(--sf-gray-200);
    border-radius: var(--sf-radius-lg);
    margin-bottom: 12px;
    overflow: hidden;
    transition: var(--sf-transition);
}
.hp-faq-item[open] {
    border-color: var(--sf-orange);
    box-shadow: 0 4px 12px rgba(247,148,29,.1);
}
.hp-faq-item summary {
    padding: 20px 24px;
    cursor: pointer;
    list-style: none;
    display: flex;
    align-items: center;
    justify-content: space-between;
}
.hp-faq-item summary::-webkit-details-marker { display: none; }
.hp-faq-item summary::after {
    content: '+';
    font-size: 22px;
    font-weight: 700;
    color: var(--sf-orange);
    flex-shrink: 0;
    margin-left: 16px;
    transition: var(--sf-transition);
}
.hp-faq-item[open] summary::after {
    content: '-';
}
.hp-faq-item summary h3 {
    margin: 0;
    font-size: 16px;
    font-weight: 700;
    color: var(--sf-blue);
}
.hp-faq-item p {
    padding: 0 24px 20px;
    margin: 0;
    font-size: 15px;
    line-height: 1.7;
    color: var(--sf-gray-600);
}

/* ========== CTA FINAL ========== */
.hp-cta-final {
    background: linear-gradient(135deg, var(--sf-orange) 0%, var(--sf-orange-hover) 100%);
    padding: 64px 0;
    text-align: center;
}
.hp-cta-final h2 {
    font-family: var(--sf-font);
    font-size: 32px;
    font-weight: 800;
    color: var(--sf-white);
    margin: 0 0 12px;
}
.hp-cta-final p {
    color: rgba(255,255,255,.85);
    font-size: 16px;
    margin: 0 0 28px;
}
.hp-cta-final-buttons {
    display: flex;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}
.hp-cta-final .sf-btn-orange {
    background: var(--sf-white);
    color: var(--sf-orange);
    border-color: var(--sf-white);
}
.hp-cta-final .sf-btn-orange:hover {
    background: var(--sf-blue);
    color: var(--sf-white);
    border-color: var(--sf-blue);
}
.hp-cta-final .sf-btn-white-outline {
    border-color: rgba(255,255,255,.5);
}
.hp-cta-final .sf-btn-white-outline:hover {
    background: var(--sf-white);
    color: var(--sf-orange);
    border-color: var(--sf-white);
}

/* ========== RESPONSIVE ========== */
@media (max-width: 1024px) {
    .hp-hero-inner { grid-template-columns: 1fr; text-align: center; }
    .hp-hero-cta { justify-content: center; }
    .hp-hero-trust { justify-content: center; }
    .hp-hero-visual { order: -1; }
    .hp-hero-img { max-width: 400px; }
    .hp-hero h1 { font-size: 32px; }
    .hp-cards { grid-template-columns: 1fr; max-width: 420px; margin-left: auto; margin-right: auto; }
    .hp-why-grid { grid-template-columns: 1fr 1fr; }
    .hp-test-grid { grid-template-columns: 1fr; max-width: 500px; margin-left: auto; margin-right: auto; }
    .hp-finance-inner { grid-template-columns: 1fr; }
    .hp-two-cols { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
    .hp-hero { padding: 48px 0 40px; }
    .hp-hero h1 { font-size: 26px; }
    .hp-stats-grid { grid-template-columns: 1fr 1fr; }
    .hp-stat { border-bottom: 1px solid var(--sf-gray-200); }
    .hp-section { padding: 48px 0; }
    .hp-section h2 { font-size: 24px; }
    .hp-why-grid { grid-template-columns: 1fr; }
    .hp-cta-final h2 { font-size: 24px; }
    .hp-cta-final { padding: 48px 0; }
}
@media (max-width: 480px) {
    .hp-hero h1 { font-size: 22px; }
    .hp-hero-cta { flex-direction: column; }
    .hp-hero-cta .sf-btn { width: 100%; justify-content: center; }
    .hp-stat-number { font-size: 26px; }
}